<p><a class="user-mention" data-hovercard-user-id="23560607" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/sqrrm">@sqrrm</a><br>
Re "arbitrator giving incorrect ratings": Arbitrator are bonded and a bad arbitrator could do more harm than giving a bad rating. So I don't consider that an issue. Though the additional burden to be judge here might be an issue. Lets see what the existing arbitrators say...</p>
<p>Please note that this feature does not come with the same protection levels as the verification proposal. A stolen bank account scammer with low fiat amounts can still cash out as he appears as a new fresh user with the default reputation.<br>
I fear even that this proposal deliver relatively low additional protection. From my arbitration experience there have been very few cases where I would have given negative reputation. Probably less then 10.<br>
So it will help to keep traders more honest and not abuse edge case situations like "future trading" and maybe take a bit more care to follow the protocol correctly (e.g. respond in time, check the banks monthly transfer limits before trading,...).</p>

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