<blockquote>
<p>no money is ever sent to the seller, greatly reducing the chance honest traders end up dealing with shady/stolen property</p>
</blockquote>
<p>This is very interesting.   For me the delay was a very important measure to protect private property by restoring the damages to the fiat victim and by avoiding damage to the seller.   This is even better as it <strong>prevents</strong> that from happening!!, which as you say is very good for the seller not to have problems with his bank.</p>
<blockquote>
<p><strong>Verification methods need to be carried out for every new trading peer.</strong> Would be great if we could figure out a clever way to cache previous successful trading peers locally (beyond onion address -- by actual payment account) so verification doesn't need to be done again for 2 people who have traded before.</p>
</blockquote>
<p>As <a class="user-mention" data-hovercard-type="user" data-hovercard-url="/hovercards?user_id=4233784" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/flix1">@flix1</a> stated in <a href="https://github.com/bisq-network/proposals/issues/78#issuecomment-490131197" data-hovercard-type="issue" data-hovercard-url="/bisq-network/proposals/issues/78/hovercard">this comment</a> verification should always be done at payment account level. Couldn´t it be possible to store locally a whitelist of trusted payments accounts?</p>

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