<p><b>@sqrrm</b> commented on this pull request.</p>

<hr>

<p>In <a href="https://github.com/bisq-network/bisq/pull/2915#discussion_r296891871">core/src/main/java/bisq/core/arbitration/DisputeManager.java</a>:</p>
<pre style='color:#555'>> @@ -266,6 +268,13 @@ private boolean isReadyForTxBroadcast() {
     }
 
     private void applyMessages() {
+        // Some messages can't be handled until all the services are properly initialized.
+        // In particular it's not possible to complete the signing of a dispute payout
+        // by an encrypted wallet until after it's been decrypted.
+        if (!servicesInitialized) {
+            return;
</pre>
<p>Please ack again if it looks good.</p>

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