<blockquote>
<p>Well I don't see any way to have fast safe fiat payments on Bisq without it.</p>
</blockquote>
<p>If you convert Bisq to a custodial exchange you get that, but then you can use Coinbase as well as you lose all what makes Bisq different. KYC will be mandatory then.</p>
<p>Chargeback is only  a big problem with those crappy "friends and family" payment methods like Paypal, Venmo and Cashapp where you just call customer care to reverse the payment. With normal banks that is not possible (you can do it maybe once but if repeated yor bank we start to ask questions, most banks require an evidence for reason). The incident we had in April was stolen bank account fraud, that is differeny to "friendly chargeback".<br>
Charebacks with "friendly chargeback" have been very few in >3 years (I think it was 2 or 3 cases - not counting the Venmo/Cashapp cases when we supportet those).</p>

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