<p>The only way I can think of using LN is having a very good reputation system:</p>
<ol>
<li>The seller would only accept fiat from fully signed accounts (a minimum of reputation).</li>
<li>The seller sends the BTC only after receiving the fiat.  This could be done in small chunks to reduce risk for the buyer (this process of chunking the trade would be fast with revolut or instant SEPA).</li>
</ol>
<p>In any case, this could always be improved with a small BSQ bond on the side of the seller to at least cover each chunk.</p>
<p>(this was a very quick and dirty comment, so I am sure it has plenty of errors)</p>

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