<p><strong>Here suggesting a model for added safety and security that can be applied to payment accounts.</strong></p>
<p><strong>Show not only account age</strong><br>
It wold be more safe to know the <em>total number of trades</em> on a user. This is displayed on all offers.</p>
<p><strong>Raise limits not only on account age</strong><br>
By now only account age is considered. It would be more secure if a user is trading before the limit is raised. If we raise the limit to max from a combination of account age and number of trades on an account this can be achieved. The triggering criteria (proof-of-trust) for raising the limit is as follows;</p>
<p>Number of trades * account age > N.</p>
<p>Where N is a system constant parameter. The current score until the limit gets raised can be displayed for the user to track his status.</p>

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