<p>Ah damn, you are right... was too quick in thinking.... Yes my suggestion will not work....</p>
<p>Lets bring down the cases for refund agents and then see how to proceed. Separating the funds from fees and from refund agent cases would be one step. If refund agent cases are as rare as targeted the frequency of burning is much lower and the overhead to deal with multiple key owners is lower as well.</p>

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