<p><a class="user-mention" data-hovercard-type="user" data-hovercard-url="/users/mpolavieja/hovercard" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/mpolavieja">@mpolavieja</a> So you mean that I can close somebodys bank account by making 1 or 2 chargeback requests?<br>
2FA using SMS codes can be broken but not particularly easily.</p>

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