<p></p>
<p>I like the ideas on <a href="https://github.com/bisq-network/bisq/pull/4347" data-hovercard-type="pull_request" data-hovercard-url="/bisq-network/bisq/pull/4347/hovercard">the Deposits</a> pull request because it still leaves the option to use the 15% security deposit and only <strong>suggests</strong> a security deposit based on current volatility.</p>
<p>But still, <a href="https://github.com/bisq-network/bisq/issues/4126" data-hovercard-type="issue" data-hovercard-url="/bisq-network/bisq/issues/4126/hovercard">sellers stop answering</a> and they can <a href="https://github.com/bisq-network/bisq/issues/4162" data-hovercard-type="issue" data-hovercard-url="/bisq-network/bisq/issues/4162/hovercard">omit mediator's suggestion</a>: that's as critical as the security deposit, maybe even more. Symmetric deposits won't help buyers if sellers are not accountable when they don't follow the trading protocol. To fix this, a <a href="https://github.com/bisq-network/proposals/issues/224#issuecomment-646190073" data-hovercard-type="issue" data-hovercard-url="/bisq-network/proposals/issues/224/hovercard">software</a> lock seems good ennough</p>
<p>Furthermore, I'd like to study a few changes for arbitration:</p>
<ol>
<li>Reduce timelock trigger time, to reduce collateral needs and let users get back their money earlier.</li>
<li>Copayment for arbitration, to make the costs of arbitration more explicit.</li>
<li>Allow more than 1 arbitrator, to reduce the high amount of capital needs for this role.</li>
</ol>
<p>We should keep discussing at #proposals channel the pros and cons of this changes, and what numbers should be used. I'll make the proposals after considering your points.</p>

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