<p></p>
<blockquote>
<p>Do we have to pay somebody like wiz to birddog the reimbursement requests?</p>
</blockquote>
<p>Well that's what the role of the Refund Agent is currently doing... but since nobody is really incentivized to do this job and risk their own capital, nobody wants to do it, so that's why the role is being phased out...</p>

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