<p></p>
<blockquote>
<p>I looked into Ria and I believe it is quite similar to Western Union with maybe some lower fees based on where you're sending money. Never pursued it since WU is rarely used.</p>
</blockquote>
<p>I think one of the differences between the two, at least in my country, is that with Ria you can have money directly deposited in your bank. With Western Union you have to go to a collection point with ID and collect cash.</p>
<p>The picking up cash part stopped me from using WU, I did investigate if  direct deposits were an option but they did not appear to be with a personal account.</p>

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