<p></p>
<p>Reopening the proposal for Add ATH Móvil as a new payment method  as discussed <a href="github.com/bisq-network/bisq/issues/1868">previously</a> and rekindled by <a class="user-mention" data-hovercard-type="user" data-hovercard-url="/users/btcpuertorico/hovercard" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/btcpuertorico">@btcpuertorico</a></p>
<h2>ATH Móvil (Puerto Rico)</h2>
<p>References:</p>
<ul>
<li><a href="portal.athmovil.com">ATH Móvil website</a></li>
<li><a href="https://escaneaypaga.com/" rel="nofollow">ATH Móvil website 2</a></li>
<li><a href="https://portal.athmovil.com/terminos" rel="nofollow">Participating banks</a></li>
<li><a href="https://portal.athmovil.com/downloads/evertec-inc-terminos-y-condiciones.pdf" rel="nofollow">Terms</a></li>
<li><a href="https://www.youtube.com/user/athpr" rel="nofollow">ATH Móvil Youtube</a></li>
</ul>
<p>ATH Móvil is a mobile payments application developed by <a href="https://evertecinc.com/" rel="nofollow">Evertec Inc</a>. It allowing users with bank accounts in Puerto Rico to send and receive money instantly to each other, for free.</p>
<h3>Region / Currencies</h3>
<p>ATH Móvil is currently only offered in Puerto Rico and only supports USD.</p>
<h3>Account verification</h3>
<p>Users with accounts at any of the <a href="portal.athmovil.com/terminos">listed banks</a> can open an account.</p>
<h3>Chargeback risk</h3>
<p>Low.</p>
<p>It is not obvious on the terms but <a class="user-mention" data-hovercard-type="user" data-hovercard-url="/users/btcpuertorico/hovercard" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/btcpuertorico">@btcpuertorico</a> informs me it is extremely difficult, almost non existent and they they have not heard of any case of chargebacks.</p>
<h3>Size of user base</h3>
<p>1 million users (third of the population of Puerto Rico)</p>
<h3>Prohibited Uses</h3>
<p>Unknown</p>
<h3>Data requirements</h3>
<p>You only need the phone number of the other person.</p>
<h3>Verification</h3>
<p>Mobile app so screenshot / video will be needed.</p>
<p>You also receive confirmation email with name, phone number and amount transferred.</p>
<h3>Duration</h3>
<p>Immediate.</p>
<h3>Fees</h3>
<p>Free for individuals.</p>
<h3>Limits</h3>
<p>$500 per day.</p>
<p>This would make limits low at current prices <0.01 BTC not sure if this would be do-able on layer. Remains to be seen if miner fees will reduce back to levels to allow trading of less than 0.01 BTC being practical.</p>
<h3>Fraud risk</h3>
<p>Low.</p>

<p style="font-size:small;-webkit-text-size-adjust:none;color:#666;">—<br />You are receiving this because you are subscribed to this thread.<br />Reply to this email directly, <a href="https://github.com/bisq-network/growth/issues/238">view it on GitHub</a>, or <a href="https://github.com/notifications/unsubscribe-auth/AJFFTNXOY7LUYC2TRITIZC3S7WCN5ANCNFSM4X3EBYWQ">unsubscribe</a>.<img src="https://github.com/notifications/beacon/AJFFTNWC4XYMZUOT35UGMQTS7WCN5A5CNFSM4X3EBYW2YY3PNVWWK3TUL52HS4DFUVEXG43VMWVGG33NNVSW45C7NFSM4MC6KSYA.gif" height="1" width="1" alt="" /></p>
<script type="application/ld+json">[
{
"@context": "http://schema.org",
"@type": "EmailMessage",
"potentialAction": {
"@type": "ViewAction",
"target": "https://github.com/bisq-network/growth/issues/238",
"url": "https://github.com/bisq-network/growth/issues/238",
"name": "View Issue"
},
"description": "View this Issue on GitHub",
"publisher": {
"@type": "Organization",
"name": "GitHub",
"url": "https://github.com"
}
}
]</script>