<p></p>
<blockquote>
<p>Buyer does not respond to mediator for 48 hours = why? He doesn't give AF? Did not notice notification? Was away with RL? Or options trade and now quiet about it. If any intent becomes apparent/obvious that there's ill will etc.</p>
</blockquote>
<p>I think that the main reason for that is when the security deposit first confirmation is not received on the buyer's end. That bug is quite common and we can't expect than new users know that they need to look at a blockchain explorer to check if the transaction has been confirmed.</p>
<blockquote>
<p>Buyer uses BTC, Bisq, Bitcoin, BTC Tx ID, etc as a payment reference = loose lips sink ships. 25%? I'm inclined to say, not only are you dead to me, that person should lose it all. Seriously. You put others accounts in jeopardy as likely what happened with TW.</p>
</blockquote>
<p>25% of the trade amount, when most of the time security deposits are 15% of the trade amount, is basically wiping the security deposit.</p>

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