<p></p>
<blockquote>
<p>Does the network have this time? Bisq releases tend to be monthly, so we're talking about 1 to 3+ months which means 4,000 to 12,000+ trades that will take place until a better mechanism is put in place. So until then, we leave the status quo? While BTC price continues to moon? Is this smart? I'm not sure.</p>
</blockquote>
<p>Most of the volume for fiat on unsigned accounts go through:</p>
<ul>
<li>SEPA</li>
<li>Zelle</li>
<li>Revolut</li>
</ul>
<p>I would argue SEPA is very low risk.<br>
Not sure about Zelle. Do you know what level of risk of chargebacks this has?<br>
Revolut is much higher risk of chargeback due to payments being on the same platform. This is the one I would be most concerned with.</p>

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