<p></p>
<p>Scammers of one form or the other would have to be the issue, otherwise I don't see an issue with allowing full amounts immediately.</p>
<p>I don't know specifically about faster payments, but the thinking has been to categorize payment methods in tiers of how likely it is someone nefarious could get access and use an account, and the ease of doing charge backs. Do you find this mode broken? I know it's not perfect but most of the imperfections, if not all, come from the fiat system so not much we can do apart from doing our best.</p>

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