<p></p>
<blockquote>
<p>Hi <a class="user-mention" data-hovercard-type="user" data-hovercard-url="/users/m52go/hovercard" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/m52go">@m52go</a> thanks I am keen to add UPI at the same time as other Indian payment methods see comment <a href="https://github.com/bisq-network/bisq/discussions/5287#discussioncomment-622884" data-hovercard-type="discussion" data-hovercard-url="/bisq-network/bisq/discussions/5287/hovercard?comment_id=622884">here</a>.</p>
<p>Let me know if you think the current process of adding payment methods can be improved?</p>
</blockquote>
<p>I'm not sure how straightforward it is to integrate new payment methods in Bisq. But when using a payment gateway like Razorpay, PayU, JusPay, etc. these allow to make payments via all of - UPI, IMPS, PayTM including Credit/Debit card and some other methods as well.</p>
<p>NEFT/RTGS may/may not be included in these payment gateways. However, NEFT/RTGS do amount for majority of the 'volume' transactions, given that UPI has a daily limit of 100,000 INR(fyi, 1 BTC = 411,000 INR). To have people transacting with higher amounts, NEFT/RTGS will definitely come into the play. But I agree that UPI is a great start with the lowest entry barrier for most people to start trading INR with BTC.</p>
<p>In March 2021, providers of unified payments interfaces (UPI) in India recorded a total of 2.7 billion digital payment transactions worth over 5 trillion INR.[1]</p>
<p>[1] - <a href="https://www.npci.org.in/statistics" rel="nofollow">https://www.npci.org.in/statistics</a></p>

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