<p></p>
<blockquote>
<p>I think I never found anyone complaining about this</p>
</blockquote>
<p>Investigating to really understand those models takes time and effort. Most users probably don't invest that much money that it justifies a lot of due dilligence effort. Thats one reason why regulation tries to protect retail investors as its much easier to scam 10000 small investors than to scam 1 pro invester who spends weeks for due dilligence and comes with a lot of experience.</p>

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