<p></p>
<h2>New Payment Methods to be added to Bisq in 2021</h2>
<p>This post is a bit of an FYI but any feedback is welcome :)</p>
<p>Following a review of all the payment methods proposed for Bisq. I have reviewed them all and scored the 16 criteria based on the <a href="https://github.com/bisq-network/bisq/issues/4757#issuecomment-727711700" data-hovercard-type="issue" data-hovercard-url="/bisq-network/bisq/issues/4757/hovercard">table here</a> using the following criteria.</p>
<p>Essential: +1<br>
Desirable: +2<br>
Definite No’s: -2</p>
<p>The maximum score therefore is 32/32. I have expressed scores as a percentage of this to give an indication as to how well each payment method meets the Bisq criteria.  The scores are expressed below.</p>
<p>Following review the result is:</p>
<ul>
<li>23 payment methods are recommended to be added to Bisq</li>
<li>5 payment methods have been discounted</li>
</ul>
<h2>Payment methods Recommend to add to Bisq:</h2>
<p>The below payment methods are my recommendations for what should be added to Bisq.</p>
<h2>Priority 1: Multi-Currency Payment Methods</h2>
<p>These multi-currency payment methods will be first priority due to benefiting the most amount of users and opening up trades between traders with different currencies.</p>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/235" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/235/hovercard">Paxum</a> - 68.75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/233" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/233/hovercard">Paysera</a> - 81.25%</li>
<li><a href="https://github.com/bisq-network/growth/issues/232" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/232/hovercard">Skrill</a> - 78.13%</li>
<li><a href="https://github.com/bisq-network/growth/issues/231" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/231/hovercard">CelPay</a> - 84.38%</li>
<li><a href="https://github.com/bisq-network/growth/issues/230" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/230/hovercard">WorldRemit</a> - 75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/246" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/246/hovercard">Capitual</a> - 65.63%</li>
</ul>
<h2>Priority 2: Indian, Colombian and Brazilian payment methods.</h2>
<p>Users in these locations have been in need of, and requesting, more payment methods for some time. It will be great to increase the accessibility to users in these markets.</p>
<h3>Indian Payment Methods</h3>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/236" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/236/hovercard">NEFT</a> - 71.86%</li>
<li><a href="https://github.com/bisq-network/growth/issues/237" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/237/hovercard">RTGS</a> - 62.5%</li>
<li><a href="https://github.com/bisq-network/growth/issues/225" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/225/hovercard">UPI</a> - 75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/226" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/226/hovercard">PayTM</a> - 78.13%</li>
<li><a href="https://github.com/bisq-network/growth/issues/224" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/224/hovercard">IMPS</a> - 71.86%</li>
</ul>
<h3>Colombian Payment Methods</h3>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/193" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/193/hovercard">Nequi</a> - 71.88%</li>
</ul>
<h3>Brazilian Payment Methods</h3>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/208" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/208/hovercard">PIX</a> - 75%</li>
</ul>
<h2>Priority 3: US and European payment methods</h2>
<h3>US Payment Methods</h3>
<p>These markets have established liquidity so adding payment methods is less of a priority, however still important. Bitrefill provides an interesting use case for those looking to trade using gift vouchers.</p>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/217" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/217/hovercard">TransferWise (USA)</a> - 68.75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/220" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/220/hovercard">Strike</a> - 68.75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/218" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/218/hovercard">Domestic Wire Transfer</a> - 68.75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/219" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/219/hovercard">ACH</a> - 68.75%</li>
</ul>
<h3>European Payment Methods</h3>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/222" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/222/hovercard">Bizum</a> - 71.88%</li>
<li><a href="https://github.com/bisq-network/growth/issues/227" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/227/hovercard">Monese</a> - 78.13%</li>
<li><a href="https://github.com/bisq-network/growth/issues/213" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/213/hovercard">Satispay</a> - 71.82%</li>
<li><a href="https://github.com/bisq-network/growth/issues/223" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/223/hovercard">Verse</a> - 75%</li>
<li><a href="https://github.com/bisq-network/growth/issues/247" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/247/hovercard">Tikkie</a> - 68.75%</li>
</ul>
<h3>Gift Voucher Payment Methods (EUR and USD)</h3>
<ul>
<li><a href="https://github.com/bisq-network/growth/issues/239" data-hovercard-type="issue" data-hovercard-url="/bisq-network/growth/issues/239/hovercard">BitRefill</a> - 81.25%</li>
</ul>
<h2>Timescales</h2>
<p>I am hopeful all the above can be added, and promoted within the next 6 months.</p>
<h2>Next steps</h2>
<p>I will concentrate on the following in the next 6 months:</p>
<ul>
<li>Liaising with devs, mediators and arbitrators with regards the inclusion of the above payment methods</li>
<li>Develop documentation / wikis and promote the new payment methods</li>
<li>Develop documentation of the existing payment methods (all payment methods to have their own wiki)</li>
<li>Fix any issues with current payment methods</li>
</ul>
<p>I do not expect to consider any payment methods not listed above for inclusion until 2022 unless there is expectational use cases / community support behind it.</p>

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