<p></p>
<p>Hi <a class="user-mention" data-hovercard-type="user" data-hovercard-url="/users/Aman-1412/hovercard" data-octo-click="hovercard-link-click" data-octo-dimensions="link_type:self" href="https://github.com/Aman-1412">@Aman-1412</a> many thanks for the info.</p>
<blockquote>
<p>Just to add to this, you do not necessarily need an MMID to transfer using IMPS.<br>
Either MMID <strong>OR</strong> Bank account number + IFSC is enough for an IMPS transfer.</p>
</blockquote>
<p>Thanks, I saw that but thought it would be easier to simplify if everyone just had to provide their MMID. Also less data needs to be provided. Let me know if there would be any issues with this, such as not all users having one.</p>
<p>One option would be to add the requirement for 'MMID' OR 'Bank account number' AND 'IFSC'.</p>
<p>Let me know your thoughts.</p>

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