<p></p>
<h3>Why</h3>
<p>GCash and PayMaya is the leading E-wallet solutions in the Philippines as mandated by the Banko Sentral ng Pilipinas. References here:</p>
<ul>
<li><a href="https://www.gcash.com/" rel="nofollow">Gcash Website</a></li>
<li><a href="https://www.paymaya.com/" rel="nofollow">PayMaya Website</a></li>
</ul>
<h3>Region</h3>
<p>Philippines only</p>
<h3>Currencies</h3>
<p>PHP</p>
<h3>Chargeback risk</h3>
<p>None so far, because it is done directly when you send. And also you can send money when you're upgraded, which is required by BSP.</p>
<h3>Size of user base</h3>
<p>As I said, 70% or more uses these e-wallet in the Philippines amid the pandemic.</p>
<h3>Data requirements</h3>
<ul>
<li>Recipt</li>
<li>Mobile Number</li>
<li>Name (optional, if needed)</li>
<li>Reference ID / Transaction Number</li>
</ul>
<h3>Verification</h3>
<p>These transactions automatically generated a recipt on the platform. For GCash, it take a day to generate a recipt.</p>
<h3>Duration</h3>
<p>Instantly.</p>
<h3>Fees</h3>
<p>Zero fees if Express send to Gcash to Gcash or Paymaya to Paymaya.</p>
<h3>Fraud risk</h3>
<p>These payments are monitored by the AMLC or Anti Money Laundering Council to prevent these kinds of dirty money to be recycled.</p>
<h3>Payment amounts</h3>
<p>Minimum is 100,000 pesos daily for these two e-wallet providers.</p>
<h3>Payment description</h3>
<p>If the transaction is sent, it is just the recipt directly and the transaction details are included.</p>

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