<p></p>
<blockquote>
<p>Required fields (eg)</p>
<ul>
<li>Email OR Phone number</li>
</ul>
</blockquote>
<p>PIX can be a key referenced by SSN (called CPF), Phone, Email and UUID, so IMO it is better to require just a PIX key. The account owner decides which PIX key he wants to use.</p>

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