[bisq-network/proposals] Enable face to face (F2F) trade in Bisq (#24)

[Steve Jain]

Just reading through this thread now in detail. I think the security issue is exaggerated. 

Here in the US, it's common for people to meet to buy relatively expensive items like computers, car wheels, etc on the spot with cash. You never know who you're going to meet, but you arrange the meeting in a way that both parties are comfortable.

As for those who are worried about being robbed, they could arrange to do a credit card purchase using Square or similar. It wouldn't be anonymous, and there'd be a fee, but maybe the person prefers to pay a few bucks more to avoid the risk of carrying lots of fiat. Chargebacks would then become a potential problem, but it's really just a game of whack-a-mole because fiat can be counterfeit too. And chargebacks are already something we deal with for non-F2F trades anyway (so nothing really new).

Being followed back to my house would be my biggest concern, but I'm not sure it's any different than being followed out of a bank. Just be vigilant. Banks aren't responsible for peoples' safety after they withdraw cash or visit a safe-deposit box, so neither should Bisq (I don't like drawing analogies between banks and Bisq but I think it's appropriate here). We should take measures to make bad situations unlikely, but beyond that it's up to people.

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