[bisq-network/bisq-core] Bug with Sepa offers and Sepa instant taker (#117)

[Manfred Karrer]

The handling of Sepa an Sepa instant accounts is not correct.
There are 2 bugs:

1. If the offer is SEPA and the the taker has a SEPA INSTANT account and takes that offer the cehck of the contract fails on the maker side and lead to lost taker fee on the takers side.

2. If a maker creates an offer with a SEPA INSTANT account a taker with a SEPA account can take it. This should not be allowed as the maker would expect an instant transfer but the taker has only a SEPA account.  

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https://github.com/bisq-network/bisq-core/issues/117
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