[bisq-network/bisq] Delay payout if fiat buyer has new account (#2765)

[Steve Jain]

m52go commented on this pull request.

Improved wording throughout.

Nitpick: I prefer [this convention](https://livebook.manning.com/#!/book/grokking-bitcoin/chapter-1/v-6/10) of using bitcoin for the currency and Bitcoin for the network.

> @@ -2644,7 +2660,10 @@ payment.limits.info=Please be aware that all bank transfers carry a certain amou
   ● During the 2nd month, your per-trade limit will be {1}\n\
   ● After the 2nd month, your per-trade limit will be {2}\n\
   \n\
-  Please note that there are no limits on the total number of times you can trade.
+  Please note that there are no limits on the total number of times you can trade.\n\n\
+  If you are the Bitcoin buyer the payout of the purchased Bitcoin will be delayed until you reach the required \
+  account age of {3}. You still can trade with a newer account but you will not receive the Bitcoin before \
+  you account age reaches {3}.

```
Please note that there are no limits on the number of times you can trade.\n\n
For trades where you are the bitcoin buyer, payout of the purchased bitcoin will be delayed until you reach 
the required account age of {3}. You are free to place more trades in the interim, but you will not receive 
the bitcoin for these trades before the account age reaches {3}.
```

> @@ -2292,8 +2305,10 @@ popup.shutDownInProgress.msg=Shutting down application can take a few seconds.\n
 
 popup.attention.forTradeWithId=Attention required for trade with ID {0}
 
-popup.roundedFiatValues.headline=New privacy feature: Rounded fiat values
-popup.roundedFiatValues.msg=To increase privacy of your trade the {0} amount was rounded.\n\nDepending on the client version you''ll pay or receive either values with decimals or rounded ones.\n\nBoth values do comply from now on with the trade protocol.\n\nAlso be aware that BTC values are changed automatically to match the rounded fiat amount as close as possible.
+popup.immatureBuyerAccountAge.createOffer.msg=Your account has been created {0} ago.\n\n\

```
popup.immatureBuyerAccountAge.createOffer.msg=Your account was created {0} ago.\n\n\
To protect against bank chargeback fraud, this payment method requires a minimum account age of {1} for the bitcoin buyer.\n\n\
You can still create this offer, but the payout of the bitcoin will be delayed until your account age reaches {2}.\n\n\
This is a necessary protection against bank chargeback fraud.
```

> @@ -356,7 +356,10 @@ offerbook.warning.tradeLimitNotMatching=Your payment account has been created {0
   Your trade limit is: {1}\n\
   The min. trade amount of the offer is: {2}.\n\n\
   You cannot take that offer at the moment. Once your account is older than 2 months this restriction gets removed.
-
+offerbook.warning.buyerHasImmatureAccount=The peer''s account age is {0} and therefor less than the required \
+  min. account age for Bitcoin buyers of {1}.\n\n\
+  You can still take that offer but the payout will be delayed until the buyer''s account age reaches {2}.
+offerbook.warning.buyerHasImmatureAccount.confirm=Ok, I understand and still want to take that offer.

```
offerbook.warning.buyerHasImmatureAccount.confirm=Ok, I understand and still want to take this offer.
```

> @@ -356,7 +356,10 @@ offerbook.warning.tradeLimitNotMatching=Your payment account has been created {0
   Your trade limit is: {1}\n\
   The min. trade amount of the offer is: {2}.\n\n\
   You cannot take that offer at the moment. Once your account is older than 2 months this restriction gets removed.
-
+offerbook.warning.buyerHasImmatureAccount=The peer''s account age is {0} and therefor less than the required \

```
offerbook.warning.buyerHasImmatureAccount=The peer''s account age is {0} and therefore less than the required \
minimum account age for bitcoin buyers of {1}.\n\n\
You can still take this offer, but the payout will be delayed until the buyer''s account age reaches {2}.
```

> @@ -654,6 +657,14 @@ portfolio.pending.step3_seller.onPaymentReceived.name=Please also verify that th
 portfolio.pending.step3_seller.onPaymentReceived.note=Please note, that as soon you have confirmed the receipt, the locked trade amount will be released to the BTC buyer and the security deposit will be refunded.
 portfolio.pending.step3_seller.onPaymentReceived.confirm.headline=Confirm that you have received the payment
 portfolio.pending.step3_seller.onPaymentReceived.confirm.yes=Yes, I have received the payment
+portfolio.pending.step3_seller.status.delayedPayoutInfo=Please open your Bisq application after {0} to release the Bitcoin.
+portfolio.pending.step3_seller.popup.delayedPayoutInfo=The buyer''s account has been created {0} ago.\n\n\

```
portfolio.pending.step3_seller.popup.delayedPayoutInfo=The buyer''s account was created {0} ago.\n\n\
To reduce risks with bank chargebacks, the payout of the bitcoin is delayed until {1}.\n\n\
Please be sure to open your Bisq application after that date to release the bitcoin to the buyer, and to get your security deposit refunded.\n\n\
In case you get a chargeback request from your bank, open a dispute with Cmd + o or Ctrl + o.
```

> @@ -654,6 +657,14 @@ portfolio.pending.step3_seller.onPaymentReceived.name=Please also verify that th
 portfolio.pending.step3_seller.onPaymentReceived.note=Please note, that as soon you have confirmed the receipt, the locked trade amount will be released to the BTC buyer and the security deposit will be refunded.
 portfolio.pending.step3_seller.onPaymentReceived.confirm.headline=Confirm that you have received the payment
 portfolio.pending.step3_seller.onPaymentReceived.confirm.yes=Yes, I have received the payment
+portfolio.pending.step3_seller.status.delayedPayoutInfo=Please open your Bisq application after {0} to release the Bitcoin.
+portfolio.pending.step3_seller.popup.delayedPayoutInfo=The buyer''s account has been created {0} ago.\n\n\
+  To reduce risks with bank chargebacks the payout of the Bitcoin is delayed until {1}.\n\n\
+Please be sure to open your Bisq application after that date for releasing the Bitcoin to the buyer and to get your security deposit refunded.\n\n\
+In case you would get a chargeback request from your bank open a dispute with Cmd + o or Ctrl + o.
+
+portfolio.pending.step3_seller.button.release=Release Bitcoin
+portfolio.pending.step3_seller.status.confirmRelease=The buyer''s account is now {0} days old. Please confirm to release the Bitcoin.

```
portfolio.pending.step3_seller.status.confirmRelease=The buyer''s account is now {0} days old. Please confirm to release the bitcoin.
```

> @@ -654,6 +657,14 @@ portfolio.pending.step3_seller.onPaymentReceived.name=Please also verify that th
 portfolio.pending.step3_seller.onPaymentReceived.note=Please note, that as soon you have confirmed the receipt, the locked trade amount will be released to the BTC buyer and the security deposit will be refunded.
 portfolio.pending.step3_seller.onPaymentReceived.confirm.headline=Confirm that you have received the payment
 portfolio.pending.step3_seller.onPaymentReceived.confirm.yes=Yes, I have received the payment
+portfolio.pending.step3_seller.status.delayedPayoutInfo=Please open your Bisq application after {0} to release the Bitcoin.

```
portfolio.pending.step3_seller.status.delayedPayoutInfo=Please open your Bisq application after {0} to release the bitcoin.
```

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