[bisq-network/proposals] Whitelist major banks and regions using 2FA to avoid mandatory account signing. (#154)

[Manuel]

@taxd The recipient bank does freeze funds upon a chargeback request from other bank.  It happened to me.  N26 also closes accounts if they suspect a transaction is related to Bisq (no chargeback at all). It also happened to me, and that was because it is easy for them to relate users that have had transactions with chargebacked users.  They dont even ask the customers, they just act in order to minimize problems.

Maybe you think that Bisq developers are taking the big effort to implement all these just because they want to have fun annoying Bisq users?  Seriously, did you take the time to read the discussions about all these problems?

>  I see little, if any, interest in making Bisq more userfriendly for an average person who does not know what an elliptic curve is.

Precisely in order to onboard that kind of users you need to minimize chargebacks, otherwise the user will tend to think Bisq is a scam in itself if he gets scammed.

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