[bisq-network/proposals] Adjust parameters for JPY order book to reduce friction for new users (#98)

[huey735]

@NicolasDorier @jmaurice  If you want a bulletin board to post offers without any commitment of security deposits, trading and mining fees or escrow maybe checkout the Mycellium mobile wallet's MarketPlace.

I feel like some of these proposals stretch Bisq too thin. The trading fee is integral to the Bisq's network just like mining fees are to the Bitcoin's. You should have to pay to publish as keeping the network online isn't cost free.
That said, I do think Bisq's concern with theoretical threats instead of practical ones do cause too much friction. Tools like security deposits should be on by default but allow for value of zero. Also changing the trigger for a trade to be an on-chain transaction would allow for nocoiners to at least take offers by getting loans from bitcoiners, as suggest [here](https://github.com/bisq-network/bisq/issues/2642)

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