[bisq-network/proposals] Adjust parameters for JPY order book to reduce friction for new users (#98)

[Félix]

@sqrrm 
> Making escrow optional is not obviously a bad idea to me. Bisq functioning like a message board could have some value in bringing in people that later want to get the full Bisq experience.

@jmaurice 
>On localbitcoins they had different order books for different types of trades - if bisq wants to keep everything on the same JPY order book then perhaps you could indicate "non-escrow" trades somehow?

@mpolavieja 
Thinking a bit more about it... I can see the value of allowing non-escrow trades for small amounts. It would be a good introduction to Bisq for newcomers. As an **uncensorable** bulletin-board Bisq would also add value.

If this can be done with relative ease. We should do it. Two caveats:
-spam prevention
-warning sign on escrow-less offers


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