[bisq-network/proposals] Delay payout for Fiat trades if buyers account is fresh (#77)

[Manfred Karrer]

As implementation for the payput dealy + decentralized reputation system will take considerable more time we decided to make quickl solution based on the account age. See https://github.com/bisq-network/bisq/pull/2801

When implementing the payout delay i got more and more worried if it is feasible from a UX perspective. It turned out to have plenty of tricky edge cases which are also hard to communicate to the user. So I am getting worried if we are going in a wrong direction with it.
Maybe the current much more simple approach to limit new users to 0.01 BTC (fiat buyer only) and remove the restriction once the user gets attested by a already authorized user might make it much more simple?

Need a bit of a break to it to get a fresh view.  

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