[bisq-network/proposals] Delay payout for Fiat trades if buyers account is fresh (#77)

[Manfred Karrer]

@mpolavieja 
Maybe there is still a way to add the payout delay without big effort:
To use the timelock function on the tx level again (as it was in earlier trade protocol) but to make it more simple so that it does not require an extra handshake cycle. It still would be a kind of hard fork but maybe we find some way to mitigate that to cause less harm.
Idea is to just add the timelock in case the buyer is considered risky. Based on the risk level the timelck can be defined from 0 blocks to 4300 blocks (about 1 month). It can be determined at take offer time and without haveing thought in depth about it I do not see a big problem in implementing that. Usability would be the same, just require an info that the btc are released but not usable until the timelock is over. Hope it would not turn out as well in too much UX confusion when looking deeper....  

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