[bisq-network/proposals] Implementation of protection tools: strengthening Account Age by requiring payments from 2 Bank Accounts (#93)

[mpolavieja]

@angkorfilms Thank you very much for your feedback.  I´ll try to address it as best as I can.

> 2\. Keep it decentralized.

Fully agree.  A decentralized blacklisting method is also on the roadmap.  But since this proposal is complex enough on itself and developers are a very scarce resource, we prefer to go step by step and first rely on the arbitrators for blacklisting.  When the protection tools are implemented, we will go for a decentralized blacklisting procedure, which we are rather optimistic it is possible to implement.

>easier said than trusted

Fully agree.  Indeed, the goal of this proposal is to make the Bisq more trustworthy on itself 

> 4\. I have no idea whether the trader I end up choosing will run away with my money after it's sent.

If you are a BTC seller the only way your peer can run away with your money is through a chargeback, and that´s exactly what we are trying to minimize with this proposal (2FA, enabling chat, etc)

If you are a buyer, the BTC of the seller is locked in a multisig, so it is very difficult that the seller can runaway with your fiat without realeasing the BTC unless he colludes with the arbitrator.  It will be virtually impossible when the new trading protocol without arbitrators is implemented.

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