[bisq-network/proposals] Include an option to prevent offers from being taken by non-signed accounts (#133)

[mpolavieja]

Would it be a good idea to enable this checkbox only for **buy** offers with insecure payment methods? The checkbox would not be even available for BTC sell offers, so it doesn´t play as a barrier in any case?   

The only downside I am able to see is that if it is checked by default for unsigned accounts, new users that only want to test and play around with Bisq doing small real trades should be aware of this so they know they have to uncheck the box when creating the offer.

As a more general thought, I am of the opinion that from a security point of view this kind of protection, if implemented, should be for the BTC sellers which are the ones that bear the most risk when accepting fiat, but for the sake of bootstrapping and being as less disruptive as possible,  I suggest to use this option very specifically (at least initially) to make the signing process less painful for newbies. 

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