[bisq-network/proposals] Fix The Broken Dispute Resolution System (#129)

[doitsu232]

i encountered some issues myself doing honest newbie mistakes and lost money due to arbitrator decisions. just recently i accidentally offered more BSQ for sale than i had in my wallet and couldn't deliver in time. despite my explanation instead of helping the issue all involved parties decided i have to lose my risk deposit to the seller. very uncool. trading is really not interesting that way for beginners if you get punished so hard.

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