[bisq-network/proposals] Allow unsafe payment methods if buyer locked up a BSQ bond (#131)

[wiz]

Japan sees insecure payment methods as an obviously bad idea. How can merchants in USA even do business if it's possible to send them money and then be able to take it back from them? Also, I'd expect it would increase the number of mediation and arbitration cases, which I thought we were trying to reduce... this seems like a bad idea.

I suppose it's not directly related to your proposal, but currently when users have issues, they appear in #general or #support asking for help, but since Bisq is a decentralized network, there's not much we can do to help them except give advice. After seeing users having major issues even with secure payment methods only, I don't think we should open up the possibilities for more issues with insecure payment methods and users messing up their bonds, etc. - users really do mess things up all the time and I think we need to present them a simpler flow with minimal chances of screwing things up, so I would be against requiring BSQ bonds for them to use the insecure payment methods they want to use.

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