[bisq-network/proposals] Allow unsafe payment methods if buyer locked up a BSQ bond (#131)

[wiz]

Aside from the fact that somebody would need to take the counter-party risk of receiving those PayPal funds, KYC themselves and withdraw the PayPal funds into a fiat bank account, etc. that process would still be quite insecure to fraud:

1. Buy list of stolen credit cards on darknet marketplace
2. Use stolen CCs to signup PayPal accounts
3. Buy locked-up BSQ bonds on Bisq using stolen CCs on PayPal
4. Buy BTC on Bisq using stolen CCs on PayPal (with locked-up BSQ as collateral)
5. All the PayPal funds recipients would get reversed, etc. and the locked-up BSQ would only be 50% of the cost of compensating both the BTC sellers and the BSQ sellers

So maybe if you require 200% collateral and some other really strict rules, you could become a trusted third party that sells BSQ for PayPal - but why would you want to take all that risk for yourself and lockup all that capital in BSQ for 6 months, when we could just require everyone to use secure payment methods and security deposits? It's not good for decentralization or security IMO.

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