[bisq-network/proposals] Bisq Monero Wallet (#110)

[chimp1984]

Hi guys, 
I just follow loosely the discussions here. Just want to chime in to make it a bit more understandable why there is quite some defensive reactions from a few Bisq devs for an idea which was pushed by Bisq devs earlier. 

Over time it became more clear that having a wallet in Bisq (which is required for the current trade protocol due the multisig tx) is a liability and carries security risks. With the new [off-chain trade protocol](https://github.com/bisq-network/proposals/issues/118) idea we have a much more future-proof solution in reach which makes that requirement for integrating a wallet obsolete. Wallet software which is directly integrated with a p2p network app carries higher risks as pure dedicated wallets - this is just simple engineering wisdom - the more you try to do the more risks and vulnerabilities you have to deal with. Also doing one thing only delivers better results than trying to do all at once.
Adding now Monero wallet integration extends that vulnerability surface. So however we proceed with that proposal, we should keep 2 things in mind:
- There is the [off-chain trade protocol](https://github.com/bisq-network/proposals/issues/118) which will be a huge game changer in many aspects (then you can trade XMR to any fiat as well)
- Security is the highest priority in Bisq. 

This focus on security does touch every development aspect and specially dependencies added to Bisq. Auditing an external depenency costs a lot of effort and money (BSQ). The DAO stakeholders are the management body of Bisq and need to be wise where to invest their resources.

To avoid stagnation and frustration I suggest to develop further the idea of [incubator projects](https://github.com/bisq-network/proposals/issues/122) as a compromise and allow new riskier projects to develop in a risk limited environment where they also can proof if there is real user demand for that idea.

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