[bisq-network/proposals] Add Transferwise as new multi-currency payment method (#243)

[chimp1984]

It is to any bank account, you can use TransferWise as account as well. It seems that they support in some areas custom IBAN accounts where the user gets its personal IBAN, but as far I used it its the company account and a reference ID to associate the payment to a user. Payment can be done via local or int. bank transfer, debit or credit card (higher fees, abotu 3-4%) and sofort banking or other instant payment methos (i guess those are non-chargebackable). At the receiver you see TransferWise as sender. If you send to a TransferWise account you cannot add the trade ID as reference as the reference is the handle to route the transfer for TransferWise (reference is kind of sub-account number).

So not sure if that all works well in Bisq context, but benefits are the multi-currency support.
If the receiver cannot see if payment was done from debit/credit card its problematic though. I did a test transfer to see what I get at my bank statement. I assume no indication that a cc was used. 

A "friendly" chargeback I guess is not the risk as its a complicate process with little chance of success for a scammer but the stolen cc case might lead to chargeback and further issues for the receiver. If we cannot exclude cc payments it might not be safe to use it and also for now when users are using transferwise we have to consider that as a security risk.


-- 
You are receiving this because you are subscribed to this thread.
Reply to this email directly or view it on GitHub:
https://github.com/bisq-network/proposals/issues/243#issuecomment-672580841
-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://lists.bisq.network/pipermail/bisq-github/attachments/20200811/8aa144ce/attachment.html>