[bisq-network/bisq] Add option to make trade 'reason' less obvious (#2869)

[Crowphale]

It's really hard to guess what good payment reasons could be for all users. We don't know all the users, what they typically spend money on, how much, etc. So from privacy perspective, it seems like letting both parties to agree on custom reason is the best option (with default option if they don't care, which can be the current alpha-numeric code).

Are there any other (non-privacy) issues with that? Like can one side use this to make cheating easier (arbitraging harder)?

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