[bisq-network/bisq] Improve Transferwise account (#4931)

[pazza]

> Myself and @pazza83 tested this feature and we were able to send and receive entirely on the TW local accounts and it was instant (with none of the delays you are referring to using outside bank accounts). Maybe @pazza83 can explain this in more detail because he is probably the TW expert but we did not run into to any of the issues you are describing here.

I think TW local accounts are really useful. I think speed is to do with the system they have in place for each currency. In my experience:

- EUR - TW user SEPA instant. If your trading partner has a SEPA Instant account payment in instant.
- GBP - TW user Faster Payments. If your trading partner has a Faster Payments account  (any UK account) payment is instant.
- RON - Takes 1 day
- USD - Takes 2-3 days
- NZD - Takes 1-2 days
- AUD - Instant - 2 days
- SGD - ???

- All TW - TW payments are instant as long as funds are available for payment (eg pay with balance, debit or credit card, or instant payment from a bank). Payment will take longer if user choose to deposit from a bank that does not support instant payment eg ACH.

> On another note, I was going to put in a feature request issue but I think it may be more suited to add to the to-do list on this thread. 

I think this will be out in the new update tonight 👍 


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