[bisq-network/bisq] Deposit improvements (#4347)

[Conza]

I'm probably not helping. And these are probably dumb questions. But why does there even need to be an algorithm?
Value is subjective - some will see 50% as too high, some as too low, some just right... I mean arguing over 30%, 50% is all missing the point imo. 

Choice please. Flexibility. That is the only real answer imo. 

Why not indicate the things to consider: i.e. consequences of a low % security deposit? (Less capital tied up for maker, and taker?, more risk for taker? [thus less likely to accept?])

Consequences of a high % deposit? (more capital tied up, but more reassurance for taker?) 

*shrugs* those are all poorly formulated, but hopefully the gist is clear... maker sets security deposit %'s (10%-100%), and let the market decide. 

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