[bisq-network/bisq] Add feature to cancel a trade (#4340)

[wiz]

Again, this should be a DAO proposal, not an issue, but for now my initial thoughts are that often times buyers claim they are unable to make the payment to the seller, and in this case they would not want to lose their deposit for what could be the fault of the bank being able to make the payment for some reason, or the fault of the seller for providing incorrect payment account details. I noticed the number of buyers claiming they are unable to pay the seller increases whenever the price of bitcoin goes down suddenly, what an amazing coincidence, right? So as a mediator, it seems I need to require some proof of payment failure, which might be difficult to enforce.

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