[bisq-network/bisq] New Action Protocol for MEDIATORS (#4356)

[dchoe]

> If the buyer doesn’t respond and the seller wants to cancel he can choose to return the payment and cancel the trade.

I'm running into this now with Zelle where there's a mismatch in the Bisq account name and the Zelle payer name. However, Zelle has no option to return payment so cancelling a trade does not seem to be an option. 

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