[bisq-network/bisq] New Action Protocol for MEDIATORS (#4356)

[dchoe]

@MwithM There is no way to return a Zelle payment. Sure, I can send it to the buyer, but if they're not the same person, I'm out twice if the payer is able to file a chargeback. I have cases with all current mediators with name mismatch, which is a direct violation of the trade protocol, and received different responses/rulings. 

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