[bisq-network/bisq] New Action Protocol for MEDIATORS (#4356)

[MwithM]

> If the seller never responds, the trade will eventually go into arbitration and the refund agent can make the correct payout considering the mediator's suggestion.

The idea is to reduce arbitration cases, so leaving a space for sellers to save some btc if they accept the mediation makes sense to me. Refund agent should not take the mediator's suggested payout as the final decision, but ask why the mediator's suggestion was rejected and act accordingly: in this case, refund buyers with all the sellers' security deposits + trade funds.

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