[bisq-network/proposals] Action Protocol for Mediators (#237)

[MwithM]

I can't find the draft but my concerns are basically the same:
1. How are sellers' penalties going to be [enforced](https://github.com/bisq-network/bisq/issues/4162)? 
2. I think that suggesting someone to accept a 100% of deposit loss is the same as sending it to arbitration. It's probably better also for the victim to suggest something like 75% so the part who broke the protocol has incentives to accept the mediation and the victim will get the BTC earlier.

Just to clarify: point 3 doesn't affect to altcoins trading, right? I mean, buyers can send from any address and as long as the quantity is ok, it will be valid.

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