[bisq-network/proposals] Action Protocol for Mediators (#237)

[MwithM]

Buyer pays after 1st confirmation, and the next day the EUR are at the sellers banking account. There's 7 days trading period for SEPA, and seller is unresponsive.
After 7 days, buyer opens mediation provides proof of payment to mediator and seller is still unresponsive. Mediator suggest that 75% of the seller's security deposit must go to the buyer. That is after 9 or 10 days since the start of the trade. Buyer agrees with that, accepts suggestion. Seller is still unresponsive.
19 days since the start of the trade, seller pushes the "payment received" button, wasting moderator's time and delaying for 19 days the reception of the trading funds for the buyer. There's no high incentive for seller to act this way, but it's still possible at a relative low cost (having from 15 to 50% of the trade funds locked into a multisig account for 19 days) and it hurts a lot.

Also on a different side: if for any reason, buyer doesn't agree with moderator's suggestion, seller can override it just pushing the "payment received" button. 

I think that implementing one of [these solutions](https://github.com/bisq-network/proposals/issues/224#issuecomment-646280169) (software lock or trading protocol change) is a priority.

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