[bisq-network/proposals] Proposal to increase trade deposit to 30% (#233)

[wiz]

Thanks for proposing this. A few thoughts:

1) Why do you feel that having 1 case per day going into arbitration is excessive? Trades can go into arbitration for many simple reasons, such as the maker simply not noticing their trade offer has been accepted, so shouldn't we work on adding native OS notifications or other methods to push traders to complete trades using the trade protocol?

2) Locking up more Bitcoin for use in security deposits reduces the amount of Bitcoin that users can use to make offers, so I'd expect this will reduce the amount of trade offers on Bisq - can @bisq-network/growth team predict approximately how much this will reduce Bisq offers?

3) Requiring more Bitcoin for use in security deposits increasing friction to take offers, so I'd expect this will reduce the amount of trade volume on Bisq - can @bisq-network/growth team run some numbers to predict approximately how much this will reduce Bisq volume?

4) A few months ago, the minimum security deposit requirement was increased from 6% to 15% - how did this affect the number of arbitration cases, and how did this affect Bisq trade volume? can @bisq-network/growth team run some numbers to analyze the before and after effects of the 6% to 15% increase?

5) How did you arrive at the 30% number, and how much do you predict this will affect the number of arbitration cases per day? If the 30% increase is not sufficient to reduce the number of arbitration cases to what you feel is acceptable, do you think we plan to again propose to increase a third time?

Regardless of all of the above, isn't having an efficient arbitration process that traders can use a necessary requirement for any decentralized P2P trading network? What if the the actual problem isn't that the security deposits are too low, but that the arbitration system itself should be improved so that 1 case per day is not "excessive" ?

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