[bisq-network/proposals] Proposal to increase trade deposit to 30% (#233)

[MwithM]

Before taking this decision, we need to have a deeper understanding about why trades get into arbitration: Are sellers or buyers causing more arbitration cases? Low amounts have more cases? What about fiat vs altcoins?
Also, what happens once the trades get to mediation? Will the refund agent always give 30% of the trade funds to the victim of an unresponsive trader? What if the protocol violator claims that he just forgot, or has a bug and is not cooperating with mediators?

Before increasing the trade deposit, we should enforce sellers to follow the protocol. Now they can get through a protocol violation without any penalty. https://github.com/bisq-network/proposals/issues/224#issuecomment-645024054

I'm only willing to use a higher deposit than the default for face to face transactions. I don't see why Bisq should impose something that I, and advanced user, don't feel necessary.

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