[bisq-network/proposals] Proposal to increase trade deposit to 30% (#233)

[MwithM]

> The question is if we should increase the trade deposit to 30%

Not without making sellers accountable first, and not without running some numbers to evaluate the impact. What % of total trades are going to arbitration? Maybe the trades going to mediation aren't reduced just because there are more daily trades at Bisq, but the overall % is decreasing as the platform improves and people learns.

If it's about giving refund agents incentives to stay, I'd rather just raise the min security deposits to 20% and charge 2-5% (or a fixed fiat rate, like 10-50 USD) as arbitration costs. Those who follow the trading protocol should not suffer the costs of those who don't.

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