[bisq-network/proposals] Proposal to increase trade deposit to 30% (#233)

[wiz]

@chimp1984 Thanks for joining this discussion, you have a lot of good points.

I like your suggestion to add a "cancel trade" button! As a mediator, I feel this would reduce the majority of cases, as users would be able to resolve it themselves. However, to financially incentivize the buyer to actually press the button, they would need to be able to recover some of their deposit back, which I feel should should start at 50% and go down to 0% over time until the timelock expires and arbitration is possible. It can be calculated in realtime and displayed as an option to the buyer.

I also like your suggestion to introduce some reputation into the mix. What do you think of my previous proposal? https://github.com/bisq-network/proposals/issues/138

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