[bisq-network/bisq] Bisq allows requesting "arbitration" before timelock expires on payout TX (#4064)

[wiz]

### Description

Since the timelocked payout TX will be rejected by the Bitcoin network if broadcast before the timelock expires, Bisq must not attempt to broadcast the TX before then. However, it seems currently Bisq allows this, which causes major support issues for mediators.

#### Version

v1.2.8

### Steps to reproduce

1) Create an offer on Alice
2) Take the offer on Bob
3) Alice requests mediation
4) Mediator closes mediation case (suggested payout can be anything, doesn't matter)
5) Alice requests "arbitration"

### Expected behaviour

Alice's node should not attempt to broadcast timelocked payout TX until after timelock expires

### Actual behaviour

Alice's node broadcasts still-timelocked payout TX which is rejected by Bitcoin network, and funds are not donated to the Bisq donation address

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https://github.com/bisq-network/bisq/issues/4064
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